National Credit Reporting Agencies

Equifax Credit Info (United States)

Order credit report by mail, write to: (see below for what info to include)
Equifax Information Service Center
P.O. Box 740241
Atlanta, GA 30374-0241
Order On-Line - www.equifax.com
800-997-2493 - Order report by phone (mailed within 72 hours)
800-685-1111 - General Info
888-909-7304 - Discuss report with credit specialist (after receiving copy of report)

Trans Union Corp. National Disclosure Center

Order report by mail, write to: (see below for what info to include)
Trans Union Corp. National Disclosure Center
P.O. Box 390
Springfield, PA 19064-0390
Order On-Line - www.tuc.com
800-888-4213 - Order report by phone
714-738-5072 - Customer Support, Mon - Fri 8am to 5pm only

Experian Information Solutions, Inc.

Order report by mail, write to: (see below for what info to include)
Experian National Consumer Assistance Center (mailed within 4 days)
P.O. Box 2104
Allen, TX 75013-2104
Order On-Line - www.experian.com
888-397-3742 - Order report by phone (mailed within 48 hours)

If you have been declined credit, employment or insurance in the last 60 days, you are entitled to a free report from the credit bureau that supplied the information to the creditor that declined you. In this case, include the fact that you were declined and include the name of the creditor in your request.

If you have not been declined for credit in the last 60 days, there is up to an $8 plus tax charge per report. For details see website of the above credit bureau(s)

Keep all credit reports and letters for when you call credit reporting agency

To order a copy of your credit report(s) by mail, write to credit bureaus, enclose a check or money order along with your request. Make payable to proper credit bureau and include the following information:

Your full name (First - Middle - Last - Jr., Sr., III)
Current home Street address, City, State, Zip
Previous home addresses (if you relocated in past two years)
Date of birth
Social security number
Your spouses full name
Current home phone number
Current employer name
Your signature
Application fee if applicable (see credit company website or phone for more info)
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